Norma TyaGitaSari / 49401400455 / D3 Accounting. This final project titled Cash Receipts System In England Voluntary Deposit (SISUKA) in LKMS BMT Source Harapan Maju. This research is motivated their intermediary institutions to raise funds from the community who have excess funds and distribute those funds to communities in need. It aims to prepare in future planning to better financial management.
This study is a description, by using interviews, observation and documentation. This research was conducted in LKMS BMT Source Harapan Maju. Voluntary Savings Deposit (SISUKA) is a member savings designed as a means of long-term investments are safe. This product is based on Mudharabah contract futures, where members can determine the desired time period and on this investment members are entitled to profit sharing based on agreed portion. Profit sharing ratio provided by BMT to the depositor is in accordance with the retention period. If the period is 3 months, then the ratio for the result of 65%: 35%, a period of 6 months for the results ratio 60%: 40%, and for a period of 12 months for the results ratio of 50%: 50%. For SISUKA characteristic itself is a type of savings that can be taken at maturity and can be used as security for financing in BMT Al Hikmah. Funds from partners will be distributed on a wide range of halal and productive efforts to support community economic improvement. Remittance done once and can be withdrawn only at certain times or the maturity date under an agreement between the depositor with BMT.
Keywords: System Cash Receipts, Cash Receipts, SISUKA