IMPLEMENTATION OF CONVERSION AND LEGAL IMPACT FOR CONSVENTIONS OF CONVENTIONAL COMMERCIAL BANKS TO SHARIA BANKS
(Case Study of Acquisition of PT Bank Sahanbat Purba Danarta (BSPD) by Bank Tabungan Pensiunan Nasional (BTPN))
Background: Sharia Financial Institutions show great potential, as indicated by the number of conventional banks that start sharia units. Sharia financial industry in the last few years looks more and more rapidly after the amendment of Law no. 10 Year 1998 concerning Sharia Banking, One of the National Pension Savings Bank (BTPN) wants to make its Syariah Business Unit become Sharia Business Business by way of Acquisition of Bank Sahabat Purba Danarta.
Objective: Knowing the Process of Law Enforcement and Impact For Conventional Customers during the transition period to Sharia Commercial Bank with Case Study of Bank Sahabat Purba Danarta acquired by BTPN,
Ungaran, Central Java January 2014
Method: The method used is to use qualitative research or field (field research) that is using the natural setting done in Wisma BTPN Syariah MMS Ungaran 1.
Result: BSPD Customer Conversion Process to BTPNS from January 2014 to May 2014
Customers who meet the criteria of PMD Products are transferred using the Wadiah, Murabahah, Wakalah (akad Jual Sell contracts represented in cash money).
Customers who do not meet PMD criteria are given a maximum of 60 days to complete credit at Bank Sahabat PD.
Conclusions: - of 424 total Bank Sahabat PD customers only 242 who meet the conversion criteria to BTPN Future Package Products (PMD) or about 50% of all MMS Ungaran 1 customers.

Keywords: Conversion, Acquisition, Transition, Sharia Commercial Bank, Conventional Commercial Bank