This reseacrh aim to analyze the health level of bank toward earning growth and
stock return. The health level of bank with variables are Capital Adequacy Ratio (CAR),
Earning Growth (PL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Non
Performing Loan (NPL), and Return On Asset (ROA). The population of the research are
all of banking listed in Indonesia Stock Exchange in periode 2009-2012. The purpose
samping is used to get sample in this research are 8 banks. After that analyze uses
multiple linier regression.
The result of test that all variables Capital Adequacy Ratio (CAR), Loan to
Deposit Ratio (LDR), Net Interest Margin (NIM), Non Performing Loan (NPL), and
Return On Asset (ROA) variables had not significant influence to earning growth, Beside
that the result of test that all variables Capital Adequacy Ratio (CAR), Earning Growth
(PL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Non Performing Loan
(NPL), and Return On Asset (ROA) variables had not significant influence to Stock
Return.

Keyword: Capital Adequacy Ratio, Earning Growth, Loan to Deposit Ratio, Net Interest
Margin, Non Performing Loan, and Return On Asset.